KIR: Elixir settled 189.62m transactions worth PLN 866.97bn in October 2026

Krajowa Izba Rozliczeniowa (KIR), Poland's National Clearing House, has published payment system statistics for October 2026. They cover transfers settled in Poland.

Elixir: fewer transactions, higher value

In Elixir, the system that handles bank transfers, 189.62m transactions with a total value of PLN 866.97bn were settled in October. The figures include credits (such as transfer orders) and debits (such as direct debits).

Year on year, the number of these transactions fell by 2%, while their value rose by 6%.

The highest number of messages in a single day was processed on 12 October. On that day Elixir handled 15.32m transactions worth PLN 41.75bn.

Euro Elixir and instant transfers

In Euro Elixir, which handles domestic and international payments in euros, 4.81m transactions were settled in October. Their value was EUR 36.41bn.

In Express Elixir, 64.33m transactions worth PLN 34.3bn were carried out. This system is used for instant transfers and for transfers to a phone number between Blik users.

What this means for you

The data concerns systems operating in Poland and does not change any rules on transfers. It does show how widely people in Poland use domestic transfers, including instant ones. People who send money from the UK to Poland do not need to change anything because of it.

The data comes from a KIR announcement quoted by Bankier.pl. The material gives no year-on-year comparison for the value of Express Elixir or Euro Elixir transactions.