Polish households' financial assets top PLN 4.2 trillion
The Polish Development Fund (PFR) says Polish households' financial assets have hit a record of more than PLN 4.2 trillion, up 15.5% year on year.
Author: Editorial teamPublished: 1 min read
The value of financial assets held by Polish households has reached a record level of more than PLN 4.2 trillion. The figures were released on Friday, 6 November 2026, by the Polish Development Fund (PFR).
Biggest rise since 2021
Assets grew by 15.5% year on year. According to data cited by Bankier.pl, this is the biggest increase since the first quarter of 2021, when assets rose by 17% year on year.
Quarter on quarter, assets grew by 2.7%, or PLN 109.1 billion. Experts said the increase was driven mainly by two components:
- growth in pension and disability entitlements, by PLN 44 billion,
- growth in current deposits, by PLN 36.1 billion.
Experts also noted that the record was helped, among other things, by favourable conditions on the stock market.
Pension entitlements gaining weight
The share of pension entitlements in total assets rose by 1.3 percentage points over the year to 11.6%. This made them the second-largest component of households' assets.
Still mostly in bank accounts
PFR economists stressed that, despite these changes, the structure of assets in the second quarter still shows that Poles prefer to keep their savings in bank accounts and cash. Current deposits accounted for 26.6% of all assets.
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- Cover: „banknotes, polish zloty, currency, finances, wealth”, author: AS_Photography, licence Pixabay Content License; cropped or resized.
- Photo 1: „man, drinking, whiskey, brandy, liquor”, author: PriismaDesign, licence Pixabay Content License; cropped or resized.
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