Binance to close accounts of Polish customers on 31 December 2026, with a fee on remaining funds

The Binance crypto exchange has told customers in Poland that their accounts will be closed for good. The message was sent on Friday 6 November 2026. Accounts of users belonging to Binance Poland will be closed on 31 December 2026, according to Bankier.pl.

A fee for holding funds

Under the new terms, accounts that still hold funds after the set deadlines will be charged. The fee is 0.025% of the balance per month or 10 USDC, whichever is higher. Bankier.pl estimates that for small investors this means about 10 dollars, or around 40 zloty, a month.

If the balance is below 10 USDC, the exchange will take all remaining funds and empty the account. The fee will be taken first from USDC stablecoins. If there are none, it will be taken from other cryptocurrencies at the market exchange rate.

Bankier.pl lists two dates for collecting the fee: 29 November 2026 and 24 December 2026. In each case the fee is to be collected within the following three days.

What customers should do

Binance advises against depositing any more funds. Deposits are blocked in the system, and a transfer attempt may end in a lengthy recovery process and extra costs. The account can be closed in the profile settings. According to Bankier.pl, this is not mandatory once the balance is zero. An account with funds not withdrawn by 31 December will be marked inactive, and any remaining capital after fees may be converted.

The exchange says customers' funds are safe and withdrawals work without restrictions, apart from standard security and identity checks.

Why Binance is leaving Poland

The reason is the lack of a licence required under the EU's MiCA regulation. From 1 July 2026, only firms holding a CASP licence obtained in an EU member state can provide full crypto services in the EU. Binance Poland did not receive such a licence by 30 June 2026.

From 1 July 2026 the exchange operated in Poland in "withdrawal only" mode. Trading, Earn services and deposits were blocked. According to Bankier.pl, Binance customers in France, Spain and Italy also received notices on Friday about the new fees and the wind-down of operations.

What this means for you

The change affects people whose accounts are run by Binance Poland. These may include Poles living in the UK. However, the sources do not say whether or how it applies to customers living outside the EU. It is worth checking in the app or in the email from the exchange which entity runs your account and, if needed, withdrawing funds before 29 November 2026 to avoid the fee.